Criticisms of Infinite Banking Concept®️ (IBC®) Rebuked

Infinite Banking Rebuked

The Infinite Banking Concept® (IBC®) is the process by which one becomes their own banker, as taught by the late Nelson Nash. In his definitive book on the subject, Becoming Your Own Banker, Nash explains how specially designed dividend-paying whole life insurance policies uniquely function as dividend-paying assets through accrued equity, and the many creative […]

Infinite Banking: Dave Ramsey Gets It Wrong

Infinite Banking Dave Ramsey

Radio host Dave Ramsey’s Criticisms of the Infinite Banking Concept Dave Ramsey, a popular radio host, has frequently criticized the Infinite Banking Concept, even calling it a “scam” on his show in 2020. However, financial experts, including Ramsey, have misconceptions about the concept, which can be explained by analyzing its various aspects. Misconception: Infinite Banking […]

Infinite Banking Explained

Infinite Banking Explained

How to Build Wealth and Finance Your Dreams with Whole Life Insurance When most people think of life insurance, they think of a necessary expense to protect their loved ones in the event of their untimely death. While this is certainly an important aspect of life insurance, it’s not the only one. In fact, there’s […]

What Is The Perfect Investment?

Have you ever wondered if there is such a thing as a perfect investment? If so, what qualities, traits, characteristics, properties, features or benefits would or should it provide? I sent out a questionnaire to over 400 families for their input. The responses were varied, but highlighted areas of concern for most families. Guaranteed Many […]

Finding The Right Company For Infinite Banking

Being an adult comes with making tough decisions.   Tough decisions require you to elevate from between the primary choice of good and bad and into the tenacious decisions between better and best. Economic choice, such as how much more I prefer money in my pocket compared to spending my money, is a primary decision. […]

Saving Money With IBC

Getting ahead financially in life is getting tougher and tougher for millennials and the next generation across Canada. The reason for that is we just don’t know what to do with our money or how to save it correctly and the conventional ways aren’t working—otherwise we wouldn’t be in the situation we’re in now. We […]

You WIN, They LOSE – When You Buy a Car this Way

Spender, Saver, Wealth Creator, Who Wins? There are 3 types of people buying a car. There’s The Spender, The Saver, and The Wealth Creator. Each one buys a car in their own way, according to their own preferred method of financing. Below is an example of what each person goes through during their lifetime, based […]

Why Real Estate Investors Need Infinite Banking Policies

Income properties and real estate are a very attractive source of income and wealth creation in many retirement plans. Countless Canadians intend to rely on the income and appreciation in a significant form in retirement. However, we are well aware that things don’t always go as plan and we use Infinite Banking policies as a […]

Why Use Whole Life Insurance for Infinite Banking?

Let me start by saying there are two types of people who buy life insurance: Those who need it, and those who use it. Those who need life insurance may view it as a annoying monthly expense but recognize that it is needed to protect their family from financial hardship if they die prematurely. It […]

Advantages of Whole Life and the Infinite Banking Concept

Go ahead … fall in love! There is a saying when it comes to investments, don’t fall in love with them. Just because a particular stock has done right by you in the past, does not necessarily mean it should be a permanent relationship. However, when it comes to the Infinite Banking Concept … I […]