My wife of 28 years and I started out with $25 a month toward our own two children in our early 20s, that’s all that we had available. My goal is to help others that are presently in my former position to learn, grow, and implement IBC for themselves and for their future.

As a firefighter I learned the value of teamwork and how to mitigate real risk. As a foster parent, I learned the value of family.

We have been where most people are starting, with nothing or less than nothing when student debt and credit cards are added to the equation. After many years of “hard work” we have done well for ourselves but our journey would have been so much easier if we had learned how to become our own bankers earlier.

I am here to help educate others on the process of becoming your own banker and making a long-lasting legacy change in your own family as we are doing in ours.

Too many families are being left behind. IBC is not for everyone but everyone can learn and apply it to their personal or corporate situation.

We are the first of our families that are building a legacy and plan change so that none of our future will be middle class anymore.

Be the change in your family. Let’s grow together.